Loan Documentation

Documents Required

To ensure quick loan processing, applicants are requested to submit the required Know Your Customer (KYC), income and financial documents applicable to their applicant category.

Loan Documentation

Required Documents

The documents required depend on the applicant type. Please refer to the appropriate section below before submitting your loan application.

👤 Individual (Salaried)

  • Identity Proof (Any One)
  • Residence Proof (Any One)
  • Latest 2 Salary Slips
  • Latest Form-16
  • Latest Income Tax Return (if applicable)
  • Bank Statement (Last 6 Months)
  • Signature Proof
  • Passport Size Photograph

👨‍💼 Individual (Professional)

  • Identity Proof
  • Residence Proof
  • Professional Qualification Certificate
  • Latest 2 Years Income Tax Returns
  • Bank Statement (Last 6 Months)
  • Signature Proof
  • Passport Size Photograph

🏪 Individual (Business)

  • Identity Proof
  • Residence Proof
  • Business Address Proof
  • Income Tax Returns
  • Audited Financial Statements
  • Bank Statement (Last 6 Months)
  • Business Registration (if applicable)

🏬 Proprietorship Concern

  • Identity Proof of Proprietor
  • Residence Proof
  • Business Registration Proof
  • GST Registration (if applicable)
  • Shop & Establishment Certificate
  • Audited Financial Statements
  • Income Tax Returns
  • Bank Statement (Last 6 Months)

🤝 Partnership Firm

  • Identity Proof of Partners
  • Residence Proof
  • Partnership Deed
  • PAN of Firm
  • GST Registration (if applicable)
  • Audited Financial Statements
  • Income Tax Returns
  • Bank Statement (Last 6 Months)

🏢 Private / Public Limited Company

  • Certificate of Incorporation
  • Memorandum & Articles of Association
  • Board Resolution
  • PAN Card of Company
  • GST Registration (if applicable)
  • Audited Balance Sheet
  • Profit & Loss Account
  • Income Tax Returns
  • Bank Statement (Last 6 Months)

Accepted Identity Proof

  • Aadhaar Card
  • PAN Card
  • Passport
  • Driving Licence
  • Voter ID Card
  • Photo Bank Passbook

Accepted Residence Proof

  • Passport
  • Driving Licence
  • Electricity Bill
  • Telephone Bill
  • Water Tax Receipt
  • House Tax Receipt
  • Housing Society Bill
  • Voter ID Card
  • Ration Card

Additional Information

Additional documents may be requested depending upon the loan amount, credit assessment, applicant profile, RBI guidelines or regulatory requirements.

Where available, digital verification through DigiLocker, PAN verification, CKYC or other government-authorised services may reduce the need for physical document submission.

Need Assistance?

Pinwheel Finance Limited

Email : contact@pinwheelfinance.com

Phone : +91-9990804699

Our customer support team will be happy to assist you with the document requirements before you submit your application.